Insurance Premium Finance

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• Insurance Premium Finance Loans.   An insurance premium finance loans is an amount borrowed against the cash value of a life insurance policy to make premium payments, allowing the policy to stay in force.  Given recent proposed and actual changes to the tax code, life insurance has become a popular tool in the management of the trusts and estates of HNW individuals.   We work with a number of experienced lenders that understand the legal, economic, tax and accounting issues associated with these types of insurance loan structures.